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Who pays when I'm injured as an Uber or Lyft passenger?
Rideshare insurance comes in layers that confuse most passengers.
Anonymous·
Rideshare insurance comes in layers that confuse most passengers.
As a passenger during an active trip, the platform's commercial policy (commonly up to $1M) generally applies, alongside the driver's own coverage depending on trip status. Multiple policies may stack or dispute responsibility, which is why these claims benefit from early review. Screenshot the trip details before they disappear from the app.
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