Respondida
What if the other driver has no insurance?
A significant share of California drivers carry no or minimal coverage.
Anonymous·
A significant share of California drivers carry no or minimal coverage.
Check your own policy for uninsured/underinsured motorist (UM/UIM) coverage — it exists exactly for this situation and lets you claim through your own insurer. Suing the driver personally is possible but often hard to collect. Pull your policy's declarations page and have the coverage layers reviewed for free.
Las respuestas anteriores son solo para fines informativos generales y no constituyen asesoría legal. Cada caso es diferente — por favor consulte a un abogado licenciado para asesoría específica para su situación.