Truck Accidents
A subtype of Motor Vehicle Accidents
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About Truck Accidents
Truck accidents involve commercial vehicles subject to federal and state regulations. These cases are more complex because there may be multiple responsible parties — the driver, the trucking company, the cargo loader, and the vehicle manufacturer. Trucking companies typically carry large insurance policies, which means higher potential compensation but also a stronger legal team on the opposing side. Hiring an attorney with truck accident experience early is critical.
Frequently asked questions
How is a truck-accident claim different from a car accident?
Two ways: commercial trucks carry much larger policies (federal minimums start at $750,000 for interstate carriers), and there are often multiple liable parties — the driver, the trucking company, the cargo loader, the maintenance contractor. More complex liability, but a larger pool of coverage.
Who can be held liable besides the truck driver?
Commonly: the employer trucking company (vicarious liability), the cargo/loading company (overloading or improper securing), and maintenance contractors (failed brakes or tires). Identifying every liable party is a key step — it determines the coverage available.
What evidence matters most in a truck case?
Electronic logging device (ELD) data, hours-of-service records (FMCSA limits driving hours), dashcam footage, and maintenance logs. The trucking company holds this evidence and may routinely overwrite it — an early preservation (spoliation) letter matters.
The trucking company's insurer contacted me fast — should I sign anything?
Not before you understand the full extent of your injuries. Commercial insurers move quickly and early lowball settlements are a common tactic. Signing a release or broad medical authorization early can forfeit most of what you're owed.
General information, not legal advice.
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