Answered
对方司机没有保险，我的损失谁来赔？
加州有相当比例的司机无保险或保额很低。
Anonymous·
1 answer
Official Answer
先看您自己保单里是否有无保险/保额不足驾驶人条款（UM/UIM）——有的话可以向自己的保险公司索赔，这不会导致保费上调的说法需结合保单具体确认。也可以直接向对方个人追偿，但执行难度较大。建议把保单声明页找出来做一次免费评估，弄清可用的保险层级。
LawyerFinder·
Important Notice
The answers above are for general informational purposes only and do not constitute legal advice. Every case is different — please consult a licensed attorney for advice specific to your situation.