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骑自行车被汽车撞了,对方的车险赔吗?

骑行者常误以为车险只管车对车的事故。

Anonymous·

1 answer

Official Answer

通常适用。机动车司机的责任险同样覆盖其对骑行者造成的伤害;此外您自己汽车保单中的 UM/UIM 条款有时也适用于骑行时被撞的情形。保留头盔与车辆损坏的照片、就医记录和现场信息,然后把两边的保单都梳理一遍。

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The answers above are for general informational purposes only and do not constitute legal advice. Every case is different — please consult a licensed attorney for advice specific to your situation.