Answered
What if the other driver has no insurance?
A significant share of California drivers carry no or minimal coverage.
Anonymous·
1 answer
Official Answer
Check your own policy for uninsured/underinsured motorist (UM/UIM) coverage — it exists exactly for this situation and lets you claim through your own insurer. Suing the driver personally is possible but often hard to collect. Pull your policy's declarations page and have the coverage layers reviewed for free.
LawyerFinder·
Important Notice
The answers above are for general informational purposes only and do not constitute legal advice. Every case is different — please consult a licensed attorney for advice specific to your situation.