Answered
Who pays when I'm injured as an Uber or Lyft passenger?
Rideshare insurance comes in layers that confuse most passengers.
Anonymous·
1 answer
Official Answer
As a passenger during an active trip, the platform's commercial policy (commonly up to $1M) generally applies, alongside the driver's own coverage depending on trip status. Multiple policies may stack or dispute responsibility, which is why these claims benefit from early review. Screenshot the trip details before they disappear from the app.
LawyerFinder·
Important Notice
The answers above are for general informational purposes only and do not constitute legal advice. Every case is different — please consult a licensed attorney for advice specific to your situation.